Opening Hours

  • Appointments Available
  • Flexible hours by appointment

About Pacific Home Loans

Need a Home Loan or Looking to Invest in a Property?

Buying a new home or investing in a property can be sweet and sour. If bought in the right location, it can offer good returns in capital growth in future years. But if bought with no right guidance and lack of experience, it can lead to great loss in investment.

You need someone who is always there to help you compare home loans, explaining and assisting with the overall process and negotiating rates on your behalf. Someone who can take the stress out of buying an investment property by ensuring that your finance is structured appropriately to meet your long-term goals.

Who can help?

Pacific Home Loans can.

Who are Pacific Home Loans?

Pacific Home Loans is a fully accredited and experienced firm of mortgage brokers managed by Govind Sami. With over a decade of mortgage broker experience and with over 35 lenders on our panel, our team can help you to find the most suitable and cost effective loans. 

Pacific Home Loans partners with a number of property consultants and groups across NSW and QLD to provide our clients with arms length property options that have been researched, analysed and negotiated for investors seeking to grow a multiple property portfolio.

How can Pacific Home Loans help you?

All you have to do is to pickup your phone and give us a call. Speaking to us will be like speaking to several different lenders at once. We will present all the products to you at one time in one place, saving you time and confusion.

We understand that every client is different, so we will spend that extra bit of time with you in order to understand your needs and find out what is important to you and how we can help you get the very best Home Loan available in the market.

We can also help you locate a great investment property in the booming Queensland. There are great house and land packages.

What other services Pacific Home Loans can provide?

Besides helping you with Home Loan, We can also help you with:

Investment Property - Most people like property because they can see it, touch it and watch it grow in value over a period of time. If you already own a property, we can make it much easier getting into an investment property. We can guide you on how to use the equity on your home as a deposit towards an investment property.

Commercial/Business Finance - If you are looking to acquire a commercial mortgage the first thing to do is put together a package detailing the potential of the property you want to buy. With a market research that demonstrates the property’s main selling points such as: if it is in a high traffic area, if it is easily accessible, etc. any feature that will make it more attractive in the eyes of a lender, whose main goal is to know that he or she will not lose money on this deal.

Finding the right lender is the next step and that is where we come in. We do more than just find the right lender for you. We also offer support, information and advice. Commercial property can be a great investment if well located and properly managed.

Who are on your lending panel?

We are accredited with almost all banks in Australia. It means we can help you get the best deal available in the market.

What financial details do I need to provide when applying for a Home Loan?

  • Depending on your circumstances you will need to provide the following information:
  • Details of your income
  • Details of your bank account
  • Details of your assets including shares, life insurance policies, motor vehicles and personal effects
  • Details of your liabilities including other loans, credit cards and store cards.
  • If you are self-employed you will need to provide up to date financial statements or income tax returns for the last 2 years

Can you help me with First Home Owner’s Grant?

Our team can help you to receive government assistance of $7,000. The scheme is administered by the States and Territories. It covers only the purchase of your first home in Australia.

There are so many mortgage brokers, why should I choose Pacific Home Loans?

Pacific Home Loans will save you money by directing you to the lenders with the best rates and loan features to suit you. We also save you time by bringing the major lenders to you at once, instead of you having to go from bank to bank trying to make sense of it all.

  • Our mortgage brokers are mobile and will come to you, either at your home or workplace if you prefer.
  • We explain the loan to you in plain English so you know you are getting a good home loan
  • We guide you away from the many potential traps of borrowing money.
  • Full member of the Mortgage and Finance Association of Australia - MFAA (Membership# 3083) and a MFAA approved broker 
  • Member of the Credit Ombudsman Service Ltd – COSL (Membership# 400604)

Can you help to buy Investment Property with my Self Managed Super Fund?

Buying an investment property within a SMSF can be a complex, costly and time- consuming transaction without having a professional team around you.

We specialize in the funding options for SMSF, assisting investors to understand the best options for finance. We step you through the process to explain how you finance the purchase of a property within your SMSF.

How much do you charge for your services?

Using Pacific Home Loans is absolutely FREE, there are no additional charges to your home loan at all.

Do I have to be in Sydney to use your services?

Absolutely not, Govind Sami has clients from all over Australia. His team can do most of your work via phone or email.

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Accepted Payment Methods

  • Cash Cash
  • EFTPOS EFTPOS
  • Transfer to Bank Account Transfer to Bank Account

Languages We Speak

  • English
  • Hindi
  • Fiji

Address

22/82 Bathurst Street, Liverpool NSW 2170

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