Opening Hours

  • Appointments Available
  • Flexible hours by appointment
  • Phone 24hrs / 7 days
  • Open public holidays

About eChoice Home Loans - Harshad Soni

Looking to borrow money to buy your dream House? At eChoice "YOUR CHOICE MADE EASY".

Don't let the excitement of buying a house get in the way of making good Financial decisions.

When you are borrowing money, here are two basic questions that should come to your mind:

  • Where do I stand with Finances?
  • What is my total Debt?
  • Am I eligible for a Loan?

Before you start looking for a house, you need to work out your budget, what you can afford and what you are willing to pay. Start by planning your budget. If you cannot answer even one of the questions or not sure about anything, then pick up your phone and call Harshad Soni.

In the first call, he will take your details to find out whether you are eligible for home loan. If you are not eligible for loan then he will provide you the best solution that will make you eligible in future. 

Otherwise, you have progressed to the next stage. But, you will need to answer the following questions:

  • How much can I borrow?
  • How much will be the monthly instalments?

In the second conversation, Harshad Soni will take your details such as if you are a single income person, married, husband/wife working, number of kids. He will consider all your expenses or liabilities before provide you the right number that you can borrow. He wants to make sure you are not overborrowing or overburdening yourself to suit your needs.

In the third stage, you know how much can you borrow according to your needs. In the meantime, another set of questions are waiting for you.

  • Which home loan is appropriate to suit my needs?
  • Which bank should I choose?
  • Which is the cheapest home loan?
  • How is the market performance?
  • What is the best time to review my home loan?

No need to panic!  Harshad Soni is there to help you.

Now that he has a clear understanding of your finances. He will make sure you get the best home loan out of all the available banks or lenders in the market at the lowest rate possible.

Who is Harshad Soni and why is he helping me?

Harshad Soni is a Mortgage Specialist with eChoice Home loans. Unlike all other mortgage brokers, who provides the maximum number that you can borrow rather than understanding your financial condition. His aim is to make the home loan process less intimidating and less stressful. He not only offer you the best loan options and great rates but also provide a complete solution to ensure the loan structure suits your circumstances and needs.

How much will he charge?

He will charge you Zero Dollars as he gets paid by the lenders. In addition, he will assist you with all paper work that is involved in home loan application from scratch to loan approval without any charge.

What else does he specialise in?

  • Home Loan
  • Construction Loan
  • Investment Loan
  • Refinance
  • Business Loan
  • SMSF Limited Recourse Borrowing

When should I Refinance my loan?

Refinancing is a difficult choice to be made with your current home. Just because you see a better rate is available, it doesn’t necessarily mean you will end up saving money by refinancing. 

However, if you are Harshad Soni’s client then he will keep monitoring your home loan from start to the end. He will make sure that your loan is refinanced at the right time, so you could end up saving large sums.

Why choose Harshad Soni?

Like all the other mortgage brokers he provide hundreds of home loan products from more than 25 lenders but what is above and beyond that, is our level of service and passion to genuinely help our clients by being available and contactable all 7 days a week. 

Do I have to be in Brisbane to use his services?

Absolutely not, infact Harshad Soni has clients from all over Australia. He can do most of his work via phone or email and Skype, if required.  

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Accepted Payment Methods

  • Cash Cash
  • Mastercard / Visa Mastercard / Visa
  • American Express American Express
  • Transfer to Bank Account Transfer to Bank Account
  • PayPal PayPal

Languages We Speak

  • English
  • Hindi
  • Gujrati


Brisbane QLD 4000

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