Weekends by appointment only

Opening Hours

  • Appointments Available
  • Flexible hours by appointment

About Dr. Amninder Virk - Aussie Home Loans

Buying your own home is one of the biggest financial decisions you'll ever make. So When comparing home loans, you need to look further than just the interest rate. There are many other components that can affect how much you spend or save over the life of the loan.

As a first home buyer there will be thousand of questions boggling your mind, which is why you should contact a mortgage broker. My role is to answer your questions and help you have a hassle-free home buying experience. Rather than going it alone, we can help you and save a considerable amount of time and confusion.

Meet our mortgage broker - Dr. Amninder Virk

Amninder Virk is an Accredited Mortgage consultants who holds a Ph.D from Western Sydney University. He will negotiate with a bank on your behalf to get you the best home loan and save you money. 

How do you know how much you can borrow for your first home or what the likely steps involved are for what will arguably be your biggest investment?

Amninder can not only get objective answers to these questions, but personable service too. He can help you workout

  • Your borrowing capacity
  • How much deposit do you need
  • What documents you will need to provide
  • Which interest rate to choose for better savings (Fixed / Variable)
  • Which Home Insurance to choose from
  • Stamp Duty, LMI
  • Legal / Conveyancing fees
  • Even apply for the First Home Owners' Grant on your behalf

There are many parameters that combine to make up how much your monthly repayment will be. At Aussie Home Loans our brokers have a clear and deep understanding of fixed, variable or split mortgage. We can help you to deciding what’s right for both your lifestyle and budget. Some people probably like to try and outsmart their financial institution by playing the fixed/variable market, but it’s more important to make a considered decision that suits your household budget and priorities.

How much do you charge for your services?

We are paid a commission by the lender, So you don’t have to pay anything. No fees is added to your loan so there is no charge for you to use our services. 

What if I don’t have the minimum 20% deposit needed for my first home?

Nowadays, lending criteria from banks is stricter, and most banks and lenders have restricted the loan to valuation ratio that they’re willing to extend to borrowers. Banks are generally willing to finance home purchases of up to 80%, provided you have a very strong employment history and 20% deposit. 

But if you do not have the 20% deposit we can help you with Lender's mortgage insurance (LMI) which will bring down the deposit to 5% making it much easier to get your dream home.

Can I request a Free Appointment?

Absolutely, Give us a call and we will book a meeting. This could be at our office, a cafe, your place or anywhere else that suits you the best. Even if you just have an picture of your dream home and nothing more dont't worry, as this session is obligation and cost free, and is a great way to get started.

What can I expect at the meeting?

We will request you to bring along some documents to get a batter idea of your financial situation. We will give you a idea of your borrowing power and 

What other services do you provide?

Refinance - For better saving

Median house prices in many property markets are rising, and house price growth has entered the stratosphere. This has placed a heavy burden on prospective homeowners, who have to take out huge loans in order to buy property.

But now as smaller lenders are becoming more competitive, bigger banks and their subsidiaries are revising their home loan interest rates and adding and dropping loan products. 

Contact us to take advantage of existing options and you could improve your financial situation by refinancing your mortgage to lower rates and reduce repayments.

Home insurance

Cover for the home you own

Protecting your home against damage or loss is really important. We here at Aussie Home Loans will guide you to choose a right home insurance policy and share our expertise on how to avoid underinsuring your property so you're not left out of pocket if the worst should happen.

All insurance policies have exclusions, caps, limits and other conditions that can vary between insurers, so we compare the features and prices of at least 20 insurers to find the right level of cover at the best price.

We make sure that your home insurance covers not only the cost of rebuilding or repairing your home but also helps protect you against things that are out of your control, such as damage from natural disasters like storms, floods and bushfires.

Credit Rep Number: 503203

Australian Credit Licennse Number: 246786

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Accepted Payment Methods

Dr. Amninder Virk - Aussie Home Loans has not provided any information about the payment methods which their business accepts.

Languages We Speak

  • English
  • Punjabi
  • Hindi


85 George Street, Parramatta City NSW 2150

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